Hospital Cash Protection Plan
A hassle-free plan that provides you a fixed daily cash benefit in case of hospital confinement due to a covered sickness or injury.
PLAN 1000
- Pays you up to a maximum of Php500,000 cash benefit on top of your other hospital insurance benefits.
- Pays you Php1,000 daily cash benefit for up to 365 days starting on your first day of hospital confinement due to accident or after 24 hours for a covered illness.
- 50% increase in daily cash benefit up to Php1,500 per day in case of Intensive Care Unit (ICU) confinement.
- Free 10% increase in hospital benefits cover upon renewal for every claim-free year up to a maximum of 50% of original benefit.
- Surgical Cash Benefit up to Php10,000 for every covered surgery
- Pays up to Php250,000 for Accidental Death or Disablement
- Pays you up to a maximum of Php1,000,000 cash benefit on top of your other hospital insurance benefits.
- Pays you Php2,000 daily cash benefit for up to 365 days starting on your first day of hospital confinement due to accident or after 24 hours for a covered illness.
- 50% increase in daily cash benefit up to Php3,000 per day in case of Intensive Care Unit (ICU) confinement.
- Free 10% increase in hospital benefits cover upon renewal for every claim-free year up to a maximum of 50% of original benefit.
- Surgical Cash Benefit up to Php20,000 for every covered surgery
- Pays up to Php500,000 for Accidental Death or Disablement
Other Features
- Hospital cash benefits paid directly to YOU, not to a doctor or hospital
- No Medical Examination required- Just fill out the application form and choose the plan that suits your needs
- All hospitalization benefits start from the First day of confinement
- Plan can be extended to cover: (a) Your spouse up to 100% of the principal benefits; (b) Your dependent Children, single & up to 21 years of age at 75% of the principal benefits
- Low and Affordable premiums
- Convenient Payment options - annual, six month or three month payment mode.
Important Information
1. This plan does not cover claims in connection with:
a. warlike risks, acts of terrorism, acts of nature
b. self-inflicted injuries, suicide or attempted suicide, alcoholism, drug addiction, insanity,
nervous or mental diseases or disorders
c. pregnancy, childbirth, miscarriage, abortion, cosmetic surgery or complications of any of
these
d. the insured's performing or attempting to perform an unlawful act
e. congenital deformities
f. routine physical check-up and rest cures
g. treatment, examination and immunization of Acquired Immune Deficiency Syndrome
(AIDS) and other related viruses
h. pre-existing illnesses, health conditions for which you received advice or medical treatment
within 24 months
2. This policy does not cover death or disablement:
a. caused by murder or provoked assault or any attempt threat
b. occurring whilst the insured is traveling by chartered flights
c. consequent upon the insured engaging in dangerous sports, motorcycling, or using
woodworking machinery driven by mechanical power
** You might say that there are soooo many clauses, come to think of it, there are a lot. But, if you think about it, it still sounds like a good idea to get a plan because if you do get hospitalized for a covered sickness, getting a P1000-P2000 a day would help lessen the burden of all the hospitalization expenses.
(the maximum of P500,000 cash benefit is based on a computation of a hypothetical incident wherein you get confined for a long period of time and the P500,000 is the accumulated cash benefit. you don't get the P500,000 if you are confined only for a week because the cash benefit is based on a daily basis. -- just so you don't get confused with the numbers; some people might mistake the P500,000 as the maximum benefit not considering the way the plan goes.)
So if you are still interested. (and of course i hope you are, after all you did read this far) Send me an email! =)
Karen Mangilit
kmangilit@yahoo.com
09175379492
