Travel Insurance

Are you planning to travel some time soon?
Holiday season is almost near!

Just before you travel, why don't you try getting some travel insurance to help you along the way?
After all, it'll be helpful especially if your in an unfamiliar country. =)

MAPFRE Insular offers worldwide travel protection plus travel services anytime anywhere!
From Travel Assistance Services to Personal Liability Abroad and more!

Here are our list of benefits: **taken from MAPFRE Insular's Website

BENEFITS		LIMITS
TRAVEL ASSISTANCE SERVICES	Personal Assistance	STANDARD	DE LUXE
	Medical Expenses and Hospitalization Abroad	$20,000 excess of $90	$45,000 excess of $90
	Covers the usual, customary, necessary and reasonable costs of hospitalisation, surgery, medical fees and pharmaceutical products in case of accident or illness while travelling abroad.
	Transport or repatriation in case of illness or accident	Unlimited
	Emergency Dental Care	$200 excess of $60
	Provide dental care assistance
	Repatriation of family member traveling with insured	Unlimited
	Repatriation of mortal remains	Unlimited
	Escort of dependent child	Unlimited
	Travel of one immediate family member	Travel cost plus up to $100 /day; Max $1,000
	Emergency return home ff. death of close family member	Unlimited
	Delivery of Medicines	Unlimited
	Arrange for delivery of medicines needed
	Relay of Urgent Messages	Unlimited
	Arrange for relaying of urgent messages
	Long Distance Medical Information	Unlimited
	Provide medical information by Company doctor upon request from insured
	Medical Referral / Appointment of Local Medical Specialist	Unlimited
	Through the Mapfre Insular Travel Assist call centre, the insured will be given access and referred to any agreed medical centre or medical practitioner of the Company's international network.
	Connection Services	Unlimited
	Access to call centres to obtain miscellaneous services in the country where he is located such as rental car referral and reservation and legal and administrative information and referral.
	Advance of Bail Bond	$1,000
	Advance funds for any legal bond required subject to repayment within 45 days
	Trip Cancellation	$3,000 (deductible of $30)
	Reimburse the non-refundable travel expenses as a result of the trip being cancelled due to death or sickness or any other cause covered by the policy.
	Delayed Departure	$200
	Reimburse expenses incurred (transport and hotel accommodation) if flight is delayed by 8 hours or more due to a cause covered by the policy
	Compensation for in-flight loss of checked-in baggage	Up to $1,200 subject to limit of $150 /item(deductible $30)
	Pays for actual or replacement cost of checked-in baggage lost in flight for which the carrier is liable. Baggage is considered lost after 21 days from check-in date.
	Compensation for loss of luggage due to theft	Up to $1,000 subject to limit of $100 /item
	Baggage Delay	Up to $50
	Reimburse purchase of necessary clothing & toiletries due to the check-in baggage being delayed, misdirected or temporarily misplaced for more than 12 hours from the time of arrival at the overseas destination.
	Location and forwarding of baggage & personal effects	Unlimited
	Advise Insured on reporting the robbery or loss of his/her baggage and personal possessions, and will collaborate in arrangements for locating them. If recovered, take charge of forwarding the same to the Insured.
PERSONAL LIABILITY ABROAD		$10,000	$20,000
PERSONAL ACCIDENT COVERAGE		$10,000	$20,000

Note: Money, jewellery, debit and credit cards, and any type of document in lost luggage are excluded from Baggage Coverage

Hope to hear from you soon!

Karen Mangilit =)